Home Sectors Financial Services Valuation Today: S&T Bancorp (NASDAQ: STBA)

Valuation Today: S&T Bancorp (NASDAQ: STBA)


S&T Bancorp is part of the banking industry and trades as part of the financial services sector. The company CEO is Todd D. Brice. S&T Bancorp Inc provides banking products and services. The company’s products and services include commercial banking, cash management, trust and brokerage and insurance.

Previous Intraday Trading Performance:

The STBA stock showed a previous change of 0.03% with an open at 37.74 and a close of 37.74. It reached an intraday high of 38.11 and a low of 37.68.

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The stock has a market cap of $1.3b with 34.3m shares outstanding, of which the float is 32.7m shares. Trading volume reached 83,517 shares compared to its average volume of 88,708 shares. Based on the current average volume and close price, the trading liquidity is bad, highly speculative and an investor may want to avoid this stock.

Historical Trading Performance:

Over the last five trading days, S&T Bancorp shares returned 2.28% and in the past 30 trading days it returned -5.03%. Over three months, it changed -4.80%. In one year it has changed -12.84% and within that year its 52-week high was 47.77 and its 52-week low was 35.16. STBA stock is 7.34% above its 52 Week Low.

Our calculations show a 200 day moving average of 40.17 and a 50 day moving average of 38.98. Currently STBA stock is trading -6.05% below its 200 day moving average and may not be a good opportunity to buy as it may continue to trend down.

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The last annual fiscal EPS for the company was reported at 3.01 that ended on 31st of December 2018, which according to the previous close, that is a PE of 12.54. Based on 4 analyst estimates, the consensus EPS for the next quarter is 0.74. The TTM EPS is 3.01, which comes to a TTM PE of 12.54. Historically, the PE high was 22.90 and the PE low was 11.70. If the stock reached its PE low, that would represent a price of 35.21, which is a decrease of -6.70%.

Below was the last reported quarterly diluted earnings per share:

1stQtr of 2019 (Reported on 04/18/2019): 0.66
4thQtr of 2018 (Reported on 01/31/2019): 0.77
3rdQtr of 2018 (Reported on 10/18/2018): 0.88
2ndQtr of 2018 (Reported on 07/19/2018): 0.61
1stQtr of 2018 (Reported on 04/19/2018): 0.75

The dividend per share is currently 1.08, which is a dividend yield of 2.86%. Also, the payout ratio is 35.88%, therefore the dividend is safe according to our calculations.

Base on our calculations, the intrinsic value per share is 31.99, which means it may be overvalued by -17.99%.

Indicators to Watch:

Based on the latest filings, there is 4.80% of insider ownership.

The current calculated beta is 0.68.

Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 11.08%, return on assets is 1.43%, profit margin is 29.41%, price-to-sales is 3.73 and price-to-book is 1.37.

Company Scores:

All scores are out of six:
 1  :Valuation Score
 3  :Past Performance Score
 6  :Financial Strength Score
 2  :Future Growth Score
 5  :Dividend Score
 3  :Overall Score

John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.