Home Sectors Financial Services Present Technicals: SLM Corporation (NASDAQ: SLM)

Present Technicals: SLM Corporation (NASDAQ: SLM)

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SLM Corporation is part of the financial services sector and trades as part of the credit services industry. The company CEO is Raymond J. Quinlan. SLM Corp is a saving, planning and paying for college company providing private education loans to students or their families. It operates a consumer savings network that provides financial rewards on everyday purchases to help families save for college.

Previous Intraday Trading Performance:

The SLM stock showed a previous change of 4.19% with an open at 9.67 and a close of 9.95. It reached an intraday high of 9.98 and a low of 9.67.

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Liquidity:

The stock has a market cap of $4.3b with 432.3m shares outstanding, of which the float is 422.8m shares. Trading volume reached 2,133,285 shares compared to its average volume of 2,736,538 shares. Based on the current average volume and close price, the trading liquidity is good.

Historical Trading Performance:

Over the last five trading days, SLM Corporation shares returned 1.22% and in the past 30 trading days it returned 0.20%. Over three months, it changed -11.08%. In one year it has changed -14.66% and within that year its 52-week high was 12.16 and its 52-week low was 7.95. SLM stock is 25.24% above its 52 Week Low.

Our calculations show a 200 day moving average of 10.36 and a 50 day moving average of 10.05. Currently SLM stock is trading -3.99% below its 200 day moving average and may be a good opportunity to buy, but should check other indicators to confirm a buy signal.

Business Wire:  Sallie Mae Offers Tailored, Responsible Loans for Graduate School

Earnings:

The last annual fiscal EPS for the company was reported at 1.07 that ended on 31st of December 2018, which according to the previous close, that is a PE of 9.30. Based on 5 analyst estimates, the consensus EPS for the next quarter is 0.30. The TTM EPS is 1.06, which comes to a TTM PE of 9.39. Historically, the PE high was 25.60 and the PE low was 2.00. If the stock reached its PE low, that would represent a price of 2.12, which is a decrease of -78.70%.

Below was the last reported quarterly diluted earnings per share:

1stQtr of 2019 (Reported on 04/17/2019): 0.35
4thQtr of 2018 (Reported on 01/23/2019): 0.33
3rdQtr of 2018 (Reported on 10/22/2018): 0.23
2ndQtr of 2018 (Reported on 07/24/2018): 0.24
1stQtr of 2018 (Reported on 04/23/2018): 0.28

The dividend per share is currently 0.12, which is a dividend yield of 1.21%. Also, the payout ratio is 11.32%, therefore the dividend is safe according to our calculations.

Base on our calculations, the intrinsic value per share is 17.40, which means it is possibly undervalued and has a margin of safety of 42.81%.

Indicators to Watch:

The current calculated beta is 1.45.

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Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 21.57%, return on assets is 2.05%, profit margin is 25.98%, price-to-sales is 2.05 and price-to-book is 1.56.

Company Scores:

All scores are out of six:
 5  :Valuation Score
 3  :Past Performance Score
 3  :Financial Strength Score
 2  :Future Growth Score
 2  :Dividend Score
 3  :Overall Score

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Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.