Home Sectors Financial Services Latest Change: Enova International (NYSE: ENVA)

Latest Change: Enova International (NYSE: ENVA)

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Enova International is part of the financial services sector and is in the credit services industry. The company CEO is David A. Fisher. Enova International Inc is a technology and analytics company focused on providing online financial services. It originates, guarantees or purchases consumer loans including short-term loans, the line of credit accounts and installment loans.

Previous Intraday Trading Performance:

The ENVA stock showed a previous change of -0.36% with an open at 22.35 and a close of 22.48. It reached an intraday high of 22.84 and a low of 22.34.

SeekingAlpha:  OnDeck’s caution is no `canary in a coal mine,’ JMP says

Liquidity:

The stock has a market cap of $757.2m with 33.7m shares outstanding, of which the float is 32.1m shares. Trading volume reached 213,794 shares compared to its average volume of 284,454 shares. Based on the current average volume and close price, the trading liquidity is bad, highly speculative and an investor may want to avoid this stock.

Historical Trading Performance:

Over the last five trading days, Enova International shares returned -2.39% and in the past 30 trading days it returned -4.99%. Over three months, it changed -9.02%. In one year it has changed -33.88% and within that year its 52-week high was 39.00 and its 52-week low was 17.85. ENVA stock is 25.94% above its 52 Week Low.

Our calculations show a 200 day moving average of 25.46 and a 50 day moving average of 24.47. Currently ENVA stock is trading -11.69% below its 200 day moving average and may not be a good opportunity to buy as it may continue to trend down.

SeekingAlpha:  OnDeck’s caution is no `canary in a coal mine,’ JMP says

Earnings:

The last annual fiscal EPS for the company was reported at 2 that ended on 31st of December 2018, which according to the previous close, that is a PE of 11.24. Based on 2 analyst estimates, the consensus EPS for the next quarter is 0.91. The TTM EPS is 2.33, which comes to a TTM PE of 9.65. Historically, the PE high was 45.30 and the PE low was 1.80. If the stock reached its PE low, that would represent a price of 4.19, which is a decrease of -81.35%.

Below was the last reported quarterly diluted earnings per share:

1stQtr of 2019 (Reported on 04/25/2019): 1.02
4thQtr of 2018 (Reported on 01/31/2019): 0.25
3rdQtr of 2018 (Reported on 10/25/2018): 0.43
2ndQtr of 2018 (Reported on 07/26/2018): 0.52
1stQtr of 2018 (Reported on 04/26/2018): 0.81

Base on our calculations, the intrinsic value per share is 12.56, which means it may be overvalued by -78.97%

Indicators to Watch:

Short-interest was 1,758,821, which was 5.22% of shares outstanding. The short-interest ratio or days-to-cover ratio was 7.18. This stock has a moderate level of short interest, but may still be a buying opportunity depending on other indicators.

The current calculated beta is 2.43

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Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 23.16%, return on assets is 6.45%, profit margin is 6.79%, price-to-sales is 0.66 and price-to-book is 2.01.

Company Scores:

All scores are out of six:
 2  :Valuation Score
 3  :Past Performance Score
 4  :Financial Strength Score
 3  :Future Growth Score
 0  :Dividend Score
 3  :Overall Score

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John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.