Home Sectors Financial Services Long or Short: United Bankinghares (NASDAQ: UBSI)

Long or Short: United Bankinghares (NASDAQ: UBSI)


United Bankinghares is part of the financial services sector and trades as part of the banking industry. The company CEO is Richard M. Adams. United bankinghares Inc is a bank holding company. It offers commercial, retail and community banking services and products. The company operates in two segments namely Community banking and Mortgage Banking.

Previous Intraday Trading Performance:

The UBSI stock showed a previous change of 1.30% with an open at 37.18 and a close of 37.51. It reached an intraday high of 37.75 and a low of 36.96.

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The stock has a market cap of $3.8b with 102.1m shares outstanding, of which the float is 100.2m shares. Trading volume reached 515,732 shares compared to its average volume of 425,015 shares. Based on the current average volume and close price, the trading liquidity is bad, highly speculative and an investor may want to avoid this stock.

Historical Trading Performance:

Over the last five trading days, United Bankinghares shares returned -3.15% and in the past 30 trading days it returned 2.18%. Over three months, it changed 0.78%. In one year it has changed 11.40% and within that year its 52-week high was 39.95 and its 52-week low was 29.13. UBSI stock is 28.77% above its 52 Week Low.

Our calculations show a 200 day moving average of 35.79 and a 50 day moving average of 37.71. Currently UBSI stock is trading 4.80% above its 200 day moving average and may be a good opportunity to buy.

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The last annual fiscal EPS for the company was reported at 2.45 that ended on 31st of December 2018, which according to the previous close, that is a PE of 15.31. Based on 3 analyst estimates, the consensus EPS for the next quarter is 0.62. The TTM EPS is 2.46, which comes to a TTM PE of 15.25. Historically, the PE high was 25.90 and the PE low was 15.25. UBSI stock has set a new PE low record!

The dividend per share is currently 1.36, which is a dividend yield of 3.63%. Also, the payout ratio is 55.28%, therefore the dividend is safe according to our calculations.

Base on our calculations, the intrinsic value per share is 31.27, which means it may be overvalued by -19.96%

Indicators to Watch:

Short-interest is 0, which is 0.00% of shares outstanding. The short-interest ratio or days-to-cover ratio is 0.00.

The current calculated beta is 1.26

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Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 8.27%, return on assets is 1.41%, profit margin is 30.08%, price-to-sales is 4.37 and price-to-book is 1.15.

Company Scores:

All scores are out of six:
 2  :Valuation Score
 4  :Past Performance Score
 5  :Financial Strength Score
 0  :Future Growth Score
 5  :Dividend Score
 3  :Overall Score

John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.