Home Sectors Financial Services Present Fundamentals: World Acceptance Corporation (NASDAQ: WRLD)

Present Fundamentals: World Acceptance Corporation (NASDAQ: WRLD)


World Acceptance Corporation trades as part of the credit services industry and trades as part of the financial services sector. The company CEO is Ravin C. Prashad. World Acceptance Corp is a small-loan consumer finance company. It provides short-term small loans, medium-term larger loans, related credit insurance products and ancillary products and services to individuals.

Previous Intraday Trading Performance:

The WRLD stock showed a previous change of -1.03% with an open at 125.88 and a close of 124.98. It reached an intraday high of 126.70 and a low of 121.98.

SeekingAlpha:  World Acceptance Corporation (WRLD) CEO Chad Prashad on Q3 2019 Results – Earnings Call Transcript


The stock has a market cap of $1.2b with 9.6m shares outstanding, of which the float is 7.9m shares. Trading volume reached 120,850 shares compared to its average volume of 59,155 shares. Based on the current average volume and close price, the trading liquidity is bad, highly speculative and an investor may want to avoid this stock.

Historical Trading Performance:

Over the last five trading days, World Acceptance Corporation shares returned 0.00% and in the past 30 trading days it returned 11.13%. Over three months, it changed 8.40%. In one year it has changed 20.49% and within that year its 52-week high was 128.61 and its 52-week low was 89.78. WRLD stock is 39.20% above its 52 Week Low.

Our calculations show a 200 day moving average of 111.27 and a 50 day moving average of 117.82. Currently WRLD stock is trading 12.32% above its 200 day moving average.

SeekingAlpha:  World Acceptance -5% after Q3 takes share-based comp hit


The last annual fiscal EPS for the company was reported at 6 that ended on 31st of March 2018, which according to the previous close, that is a PE of 20.83. Based on 2 analyst estimates, the consensus EPS for the next quarter is 1.95. The TTM EPS is 7.87, which comes to a TTM PE of 15.88. Historically, the PE high was 20.83 and the PE low was 2.10. If the stock reached its PE low, that would represent a price of 16.53, which is a decrease of -86.78%.

Base on our calculations, the intrinsic value per share is 155.91, which means it is possibly undervalued and has a margin of safety of 19.84%

Indicators to Watch:

Based on the latest filings, there is 138.50% of institutional ownership. Short-interest is 0, which is 0.00% of shares outstanding. The short-interest ratio or days-to-cover ratio is 0.00.

The current calculated beta is 2.52

SeekingAlpha:  World Acceptance EPS of $0.67

Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 5.46%, return on assets is 3.17%, profit margin is -0.18%, price-to-sales is 3.14 and price-to-book is 2.12.

Company Scores:

All scores are out of six:
 2  :Valuation Score
 2  :Past Performance Score
 5  :Financial Strength Score
 3  :Future Growth Score
 0  :Dividend Score
 3  :Overall Score

John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.