Home Sectors Financial Services Present Fundamentals: Cullen/Frost Bankers (NYSE: CFR)

Present Fundamentals: Cullen/Frost Bankers (NYSE: CFR)


Cullen/Frost Bankers trades as part of the banking industry and financial services sector. The company CEO is Phillip D. Green. Cullen/Frost Bankers Inc is a financial holding company and a bank holding company. It provides a range of products and services throughout Texas markets, with a concentration on the major metropolitan areas.

Previous Intraday Trading Performance:

The CFR stock showed a previous change of -1.36% with an open at 103.84 and a close of 102.54. It reached an intraday high of 104.14 and a low of 102.16.

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The stock has a market cap of $6.5b with 63.1m shares outstanding, of which the float is 61.3m shares. Trading volume reached 161,847 shares compared to its average volume of 266,123 shares. Based on the current average volume and close price, the trading liquidity is good.

Historical Trading Performance:

Over the last five trading days, Cullen/Frost Bankers shares returned 1.50% and in the past 30 trading days it returned -2.03%. Over three months, it changed 8.79%. In one year it has changed -0.27% and within that year its 52-week high was 121.66 and its 52-week low was 81.87. CFR stock is 25.25% above its 52 Week Low.

Our calculations show a 200 day moving average of 101.70 and a 50 day moving average of 100.95. Currently CFR stock is trading 0.82% above its 200 day moving average and may be a good opportunity to buy.

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The last annual fiscal EPS for the company was reported at 6.89 that ended on 31st of December 2018, which according to the previous close, that is a PE of 14.88. Based on 8 analyst estimates, the consensus EPS for the next quarter is 1.75. The TTM EPS is 6.89, which comes to a TTM PE of 14.88. Historically, the PE high was 22.10 and the PE low was 9.90. If the stock reached its PE low, that would represent a price of 68.22, which is a decrease of -33.47%.

The dividend per share is currently 2.68, which is a dividend yield of 2.61%. Also, the payout ratio is 38.90%, therefore the dividend is safe according to our calculations.

Base on our calculations, the intrinsic value per share is 122.39, which means it is possibly undervalued and has a margin of safety of 16.22%

Indicators to Watch:

Based on the latest filings, there is 2.70% of insider ownership and 134.90% of institutional ownership. Short-interest is 2,040,121, which is 3.24% of shares outstanding. The short-interest ratio or days-to-cover ratio is 7.11. This stock has some short interest, but it may be normal and no cause for concern if long the position.

The current calculated beta is 1.39

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Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 13.91%, return on assets is 1.39%, profit margin is 32.63%, price-to-sales is 6.14 and price-to-book is 2.03.

Company Scores:

All scores are out of six:
 1  :Valuation Score
 3  :Past Performance Score
 6  :Financial Strength Score
 1  :Future Growth Score
 5  :Dividend Score
 3  :Overall Score

John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.