Home Sectors Financial Services Technicals and Fundamentals: HCI Group (NYSE: HCI)

Technicals and Fundamentals: HCI Group (NYSE: HCI)


HCI Group is part of the property and casualty insurance industry and is in the financial services sector. The company CEO is Paresh Patel. HCI Group Inc is a Florida-based company property and casualty insurance company. Its operations are divided into four divisions property and casualty insurance, reinsurance, real estate, and information technology.

Previous Intraday Trading Performance:

The HCI stock showed a previous change of 3.26% with an open at 41.40 and a close of 42.75. It reached an intraday high of 43.36 and a low of 41.40.

SeekingAlpha:  Hci Group’s (HCI) CEO Paresh Patel on Q4 2018 Results – Earnings Call Transcript


The stock has a market cap of $367.0m with 8.6m shares outstanding, of which the float is 8.3m shares. Trading volume reached 87,216 shares compared to its average volume of 67,006 shares. Based on the current average volume and close price, the trading liquidity is bad, highly speculative and an investor may want to avoid this stock.

Historical Trading Performance:

Over the last five trading days, HCI Group shares returned 12.15% and in the past 30 trading days it returned -9.01%. Over three months, it changed -19.55%. In one year it has changed 8.90% and within that year its 52-week high was 59.32 and its 52-week low was 36.72. HCI stock is 16.42% above its 52 Week Low.

Our calculations show a 200 day moving average of 44.52 and a 50 day moving average of 46.60. Currently HCI stock is trading -3.98% below its 200 day moving average and may be a good opportunity to buy, but should check other indicators to confirm a buy signal.

SeekingAlpha:  Hci Group’s (HCI) CEO Paresh Patel on Q4 2018 Results – Earnings Call Transcript


The last annual fiscal EPS for the company was reported at 2.81 that ended on 31st of December 2018, which according to the previous close, that is a PE of 18.27. Based on 1 analyst estimate, the estimated EPS for the next quarter is -0.40. The TTM EPS is 2.81, which comes to a TTM PE of 15.21.

The following are the last four quarter reported earnings per share:
12-31-2018:  -0.48
09-30-2018:  1.02
06-30-2018:  1.01
03-31-2018:  1.26

The dividend per share is currently 1.60, which is a dividend yield of 3.74%. Also, the payout ratio is 56.94%, therefore the dividend is safe according to our calculations.

Base on our calculations, the intrinsic value per share is 42.45, which means it may be overvalued by -0.69%

Indicators to Watch:

Based on the latest filings, there is 2.80% of insider ownership and 100.70% of institutional ownership. Short-interest is 808,324, which is 9.41% of shares outstanding. The short-interest ratio or days-to-cover ratio is 17.74. This stock has a moderate level of short interest, but may still be a buying opportunity depending on other indicators.

The current calculated beta is 0.88

Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 9.82%, return on assets is 2.20%, profit margin is 7.76%, price-to-sales is 1.56 and price-to-book is 1.96.

Company Scores:

All scores are out of six:
 1  :Valuation Score
 1  :Past Performance Score
 2  :Financial Strength Score
 4  :Future Growth Score
 4  :Dividend Score
 2  :Overall Score

John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.