Home Sectors Financial Services Buy or Sell: Wintrust Financial Corporation (NASDAQ: WTFC)

Buy or Sell: Wintrust Financial Corporation (NASDAQ: WTFC)


Wintrust Financial Corporation is in the financial services sector and is part of the banking industry. The company CEO is Edward J. Wehmer. Wintrust Financial Corp is engaged in providing community banking, specialty finance, and wealth management. It focuses on providing community-oriented, personal, and commercial banking and origination and purchase of residential mortgages.

Previous Intraday Trading Performance:

The WTFC stock showed a previous change of 1.08% with an open at 71.54 and a close of 72.00. It reached an intraday high of 73.60 and a low of 70.77.

SeekingAlpha:  Wintrust Financial to buy Oak Bank in Chicago


The stock has a market cap of $4.1b with 56.5m shares outstanding, of which the float is 55.2m shares. Trading volume reached 616,916 shares compared to its average volume of 341,409 shares. Based on the current average volume and close price, the trading liquidity is bad, highly speculative and an investor may want to avoid this stock.

Historical Trading Performance:

Over the last five trading days, Wintrust Financial Corporation shares returned 1.81% and in the past 30 trading days it returned 0.26%. Over three months, it changed 3.57%. In one year it has changed -19.30% and within that year its 52-week high was 99.96 and its 52-week low was 61.53. WTFC stock is 17.02% above its 52 Week Low.

Our calculations show a 200 day moving average of 81.15 and a 50 day moving average of 71.93. Currently WTFC stock is trading -11.28% below its 200 day moving average and may not be a good opportunity to buy as it may continue to trend down.

SeekingAlpha:  Wintrust Financial to buy Oak Bank in Chicago


The last annual fiscal EPS for the company was reported at 5.86 that ended on 31st of December 2018, which according to the previous close, that is a PE of 12.29. Based on 7 analyst estimates, the consensus EPS for the next quarter is 1.57. The TTM EPS is 5.85, which comes to a TTM PE of 12.31. Historically, the PE high was 25.10 and the PE low was 12.29. If the stock reached its PE low, that would represent a price of 71.86, which is a decrease of -0.19%.

The following are the last four quarter reported earnings per share:
12-31-2018:  1.35
09-30-2018:  1.57
06-30-2018:  1.53
03-31-2018:  1.40

The dividend per share is currently 1.00, which is a dividend yield of 1.39%. Also, the payout ratio is 17.09%, therefore the dividend is safe according to our calculations.

Base on our calculations, the intrinsic value per share is 107.01, which means it is possibly undervalued and has a margin of safety of 32.72%

Indicators to Watch:

Based on the latest filings, there is 140.00% of institutional ownership. Short-interest is 0, which is 0.00% of shares outstanding. The short-interest ratio or days-to-cover ratio is 0.00.

The current calculated beta is 0.94

Business Wire:  Weingarten Realty to Present at the Citi 2019 Global Property CEO Conference

Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 11.41%, return on assets is 1.16%, profit margin is 22.71%, price-to-sales is 2.64 and price-to-book is 1.28.

Company Scores:

All scores are out of six:
 3  :Valuation Score
 3  :Past Performance Score
 6  :Financial Strength Score
 2  :Future Growth Score
 4  :Dividend Score
 3  :Overall Score

John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.