Home Sectors Financial Services Recent Valuation: BancorpSouth Bank (NYSE: BXS)

Recent Valuation: BancorpSouth Bank (NYSE: BXS)


BancorpSouth Bank trades as part of the financial services sector and is part of the banking industry. The company CEO is James D. Rollins. BancorpSouth Bank conducts banking and financial services operations. It provides financial services to individuals and small-to-medium size businesses.

Previous Intraday Trading Performance:

The BXS stock showed a previous change of 1.29% with an open at 30.35 and a close of 30.75. It reached an intraday high of 30.79 and a low of 30.25.

SeekingAlpha:  BancorpSouth Inc (BXS) CEO Dan Rollins on Q4 2018 Results – Earnings Call Transcript


The stock has a market cap of $3.1b with 99.7m shares outstanding, of which the float is 96.4m shares. Trading volume reached 624,397 shares compared to its average volume of 522,093 shares. Based on the current average volume and close price, the trading liquidity is bad, highly speculative and an investor may want to avoid this stock.

Historical Trading Performance:

Over the last five trading days, BancorpSouth Bank shares returned 4.34% and in the past 30 trading days it returned 18.54%. Over three months, it changed 7.48%. In one year it has changed -2.36% and within that year its 52-week high was 35.45 and its 52-week low was 24.31. BXS stock is 26.52% above its 52 Week Low.

Our calculations show a 200 day moving average of 31.50 and a 50 day moving average of 28.26. Currently BXS stock is trading -2.37% below its 200 day moving average and may be a good opportunity to buy, but should check other indicators to confirm a buy signal.

SeekingAlpha:  BancorpSouth Inc 2018 Q4 – Results – Earnings Call Slides


The last annual fiscal EPS for the company was reported at 1.67 that ended on 31st of December 2017, which according to the previous close, that is a PE of 18.41. Based on 5 analyst estimates, the consensus EPS for the next quarter is 0.54. The TTM EPS is 2.23, which comes to a TTM PE of 13.79. Historically, the PE high was 28.40 and the PE low was 13.79. BXS stock has set a new PE low record!

The following are the last four quarter reported earnings per share:
12-31-2018:  0.57
09-30-2018:  0.56
06-30-2018:  0.56
03-31-2018:  0.54

The dividend per share is currently 0.68, which is a dividend yield of 2.21%. Also, the payout ratio is 30.49%, therefore the dividend is safe according to our calculations.

Base on our calculations, the intrinsic value per share is 22.81, which means it may be overvalued by -34.82%

Indicators to Watch:

Based on the latest filings, there is 3.30% of insider ownership and 100.70% of institutional ownership. Short-interest is 5,315,145, which is 5.33% of shares outstanding. The short-interest ratio or days-to-cover ratio is 7.58. This stock has a moderate level of short interest, but may still be a buying opportunity depending on other indicators.

The current calculated beta is 1.44

SeekingAlpha:  BancorpSouth Inc 2018 Q4 – Results – Earnings Call Slides

Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 11.10%, return on assets is 1.32%, profit margin is 24.97%, price-to-sales is 4.34 and price-to-book is 1.43.

Company Scores:

All scores are out of six:
 1  :Valuation Score
 4  :Past Performance Score
 6  :Financial Strength Score
 1  :Future Growth Score
 3  :Dividend Score
 3  :Overall Score

John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.