Home Sectors Financial Services Present Valuation: Tompkins Financial Corporation (AMEX: TMP)

Present Valuation: Tompkins Financial Corporation (AMEX: TMP)

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Tompkins Financial Corporation is in the banking industry and is in the financial services sector. The company CEO is Stephen S. Romaine. Tompkins Financial Corp is a community-based financial services organization that offers commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance.

Previous Intraday Trading Performance:

The TMP stock showed a previous change of 0.70% with an open at 76.02 and a close of 76.52. It reached an intraday high of 76.97 and a low of 75.66.

SeekingAlpha:  Tompkins Financial misses by $0.11, beats on revenue

Liquidity:

The stock has a market cap of $1.2b with 15.2m shares outstanding, of which the float is 14.3m shares. Trading volume reached 23,608 shares compared to its average volume of 30,143 shares. Based on the current average volume and close price, the trading liquidity is bad, highly speculative and an investor may want to avoid this stock.

Historical Trading Performance:

Over the last five trading days, Tompkins Financial Corporation shares returned 1.24% and in the past 30 trading days it returned 5.83%. Over three months, it changed 5.01%. In one year it has changed -4.38% and within that year its 52-week high was 91.99 and its 52-week low was 69.02. TMP stock is 10.86% above its 52 Week Low.

Our calculations show a 200 day moving average of 80.45 and a 50 day moving average of 76.08. Currently TMP stock is trading -4.88% below its 200 day moving average and may be a good opportunity to buy, but should check other indicators to confirm a buy signal.

Business Wire:  Tompkins Financial Corporation Reports Cash Dividend

Earnings:

The last annual fiscal EPS for the company was reported at 5.35 that ended on 31st of December 2018, which according to the previous close, that is a PE of 14.30. The TTM EPS is 0.00, which comes to a TTM PE of 0.00.

The following are the last four quarter reported earnings per share:
12-31-2018:  1.23
09-30-2018:  1.38
06-30-2018:  1.39
03-31-2018:  1.33

The dividend per share is currently 2.00, which is a dividend yield of 2.61%.

Base on our calculations, the intrinsic value per share is 38.94, which means it may be overvalued by -96.53%

Indicators to Watch:

Based on the latest filings, there is 5.70% of insider ownership and 76.50% of institutional ownership. Short-interest is 396,935, which is 2.61% of shares outstanding. The short-interest ratio or days-to-cover ratio is 10.94. This stock has some short interest, but it may be normal and no cause for concern if long the position.

The current calculated beta is 0.77

Business Wire:  Tompkins Financial Corporation Reports Record Full Year and Fourth Quarter Earnings

Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 13.56%, return on assets is 1.21%, profit margin is 25.46%, price-to-sales is 3.57 and price-to-book is 1.87.

Company Scores:

All scores are out of six:
 1  :Valuation Score
 4  :Past Performance Score
 6  :Financial Strength Score
 1  :Future Growth Score
 5  :Dividend Score
 3  :Overall Score

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John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.