Home Sectors Financial Services Stock Valuation: CVB Financial Corporation (NASDAQ: CVBF)

Stock Valuation: CVB Financial Corporation (NASDAQ: CVBF)


CVB Financial Corporation is part of the financial services sector and trades as part of the banking industry. The company CEO is Christopher D. Myers. CVB Financial Corp is a bank holding company for Citizens Business Bank, which provides banking, lending, and investment services. It also provides trust and investment-related services to customers through its CitizensTrust Division.

Previous Intraday Trading Performance:

The CVBF stock showed a previous change of 0.18% with an open at 22.40 and a close of 22.42. It reached an intraday high of 22.54 and a low of 22.02.

Business Wire:  CVB Financial Corp. Announces New Share Repurchase Plan


The stock has a market cap of $3.1b with 140.3m shares outstanding, of which the float is 135.5m shares. Trading volume reached 590,500 shares compared to its average volume of 741,019 shares. Based on the current average volume and close price, the trading liquidity is bad, highly speculative and an investor may want to avoid this stock.

Historical Trading Performance:

Over the last five trading days, CVB Financial Corporation shares returned 1.04% and in the past 30 trading days it returned 1.23%. Over three months, it changed -5.95%. In one year it has changed -0.08% and within that year its 52-week high was 25.49 and its 52-week low was 19.50. CVBF stock is 14.97% above its 52 Week Low.

Our calculations show a 200 day moving average of 22.86 and a 50 day moving average of 22.45. Currently CVBF stock is trading -1.92% below its 200 day moving average and may be a good opportunity to buy, but should check other indicators to confirm a buy signal.

Business Wire:  CVB Financial Corp. Announces New Share Repurchase Plan


The last annual fiscal EPS for the company was reported at 0.95 that ended on 31st of December 2017, which according to the previous close, that is a PE of 23.60. Based on 5 analyst estimates, the consensus EPS for the next quarter is 0.33. The TTM EPS is 1.22, which comes to a TTM PE of 18.38. Historically, the PE high was 23.60 and the PE low was 13.90. If the stock reached its PE low, that would represent a price of 16.96, which is a decrease of -24.37%.

The following are the last four quarter reported earnings per share:
09-30-2018:  0.30
06-30-2018:  0.32
03-31-2018:  0.32
12-31-2017:  0.28

The dividend per share is currently 0.56, which is a dividend yield of 2.50%. Also, the payout ratio is 45.90%, therefore the dividend is safe according to our calculations.

Base on our calculations, the intrinsic value per share is 13.99, which means it may be overvalued by -60.22%

Indicators to Watch:

Based on the latest filings, there is 53.10% of institutional ownership. Short-interest is 0, which is 0.00% of shares outstanding. The short-interest ratio or days-to-cover ratio is 0.00.

The current calculated beta is 1.19

PR Newswire:  Cubic to Discuss the Importance of Situational Awareness for Mobility at Highways UK

Fundamental Indicators:

Based on last reported financials, the company’s return on equity is 8.45%, return on assets is 1.24%, profit margin is 34.41%, price-to-sales is 8.66 and price-to-book is 2.90.

Company Scores:

All scores are out of six:
 1  :Valuation Score
 3  :Past Performance Score
 6  :Financial Strength Score
 4  :Future Growth Score
 5  :Dividend Score
 3  :Overall Score

John Jones
Worked for several Wall Street firms: Salomon Smith Barney, UBS, and Charles Schwab. Has developed skills and gained extensive experience over the years that is used today to uncover winning penny stocks.Also was an attorney for small businesses in Scottsdale, Arizona. That experience and understanding of law provides a unique perspective and edge in discovering quality companies in various industries.